Machine breakdown insurance prices and quotes

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Machine breakage insurance

The topic of this post

  • Machine breakage insurance
  • Machine breakage insurance: principle and operation
  • Cost of machine breakage insurance
  • Why compare machine breakdown insurance?

Machine breakage insurance

Machine breakdown insurance is essential for companies that use production tools. How to find this cover at the best price?

Are your machines and technical or industrial equipment essential to the exercise of your activity? Machine breakdown insurance covers your machines and equipment during operation or at rest. It thus complements professional multi-risk insurance. Find out how to find optimal machine breakdown insurance.

Machine breakage insurance: principle and operation

Machine breakdown insurance covers machines and other industrial and technical production equipment while they are in use by the insured. This formula is therefore intended for professionals who use production tools, regardless of their status and the size of their company.

 Among the machines concerned with this insurance, we find electrical equipment (transformers, power lines, solar power plants, etc.), heating installations, building and public works equipment (compressors, concrete mixers, nacelles, etc.), or equipment agricultural.

More specifically, these machines are guaranteed during their operation, their rest period, and within the framework of conventional maintenance operations. Machine breakage insurance mainly covers material damage with breakage and deterioration. To be taken into account by the insurance, the damage must be internal to the machine.

 It may for example be an overvoltage, abnormal heating, or an assembly error. Machine breakage insurance also provides coverage for damage caused by humans or caused by an element external to the machine. Thus, machine breakage insurance can avoid financial difficulties for the company, especially as advanced machines are increasingly expensive.

Cost of machine breakage insurance

The cost of machine breakage insurance depends on the type of equipment, the duration of operation, and the purchase value in particular. Currently, three insurers stand out in the market: AXA, Generali, and Allianz. The total cost covered by the machine breakdown contract varies depending on the insurer. To find out the price of your future machine breakage insurance, the best solution is to request several quotes online.

Why compare machine breakdown insurance?

Machine breakage insurance allows you to protect all of your machines and equipment in the event of accidental damage, preserve your turnover, and maintain your business. To take advantage of it, you can request free quotes by completing our form in less than two minutes.

 You just have to indicate the type of machines you want to insure, the desired guarantees, and some information about your company. You then get a list of machine breakdown insurance tailored to your needs.

The comparison of machine breakage insurance offers is important since it allows you to select a contract offering extended guarantees at a lower price. This process as well as the subscription can now be carried out online, saving precious time and saving several hundred euros! Find the best machine breakage guarantee to insure your equipment against any disaster that could cripple your business.

If you have any questions please ask in the comment box.