What is Card Verification Value (CVV) for?

CVV Code

The security of Credit card has undeniably become one of the most technological workhorses nowadays.

This has to do with and undoubtedly responds to a growing increase in fraud generated through forged credit cards or the theft of data obtained by the cards. Within credit cards, we find various protection elements, the most conventional is the so-called security code which, among other names, we also know it as CVV Code.

We are facing one of the traditional credit or debit card security systems, which is applied at all levels. But which we may know more about through its application through Internet purchases.

What is CVV (Card Verification Value)?

The CVV ​​is Card Verification Value – As its name indicates, it is a (numeric) value that is used to verify and identify the cards.

This value, in the form of a short-code of numbers (generally a 3-digit security code) that not only shows on debit cards. But can also appear on credit cards and prepaid cards when they can be recharged or charged through credit. The main objective of this security code is to enhance security within electronic card operations. 

What is CVV for?

What this numerical verification code seeks is to always obtain confirmation from the client before making a transaction. This is intended to reduce the number of fraudulent operations. To perform the operation and provide the code correctly it is necessary to have the number, or failing that, to physically possess the card to be able to view it. 

It is very vital to be clear that this security code cancels any operation if it is not given, it does not matter to know all the other card data such as the personal identification value. If the Card Verification Value code is not provided the transaction can’t be carried out finished.

It is certainly not one of the most modern security measures, but, if one considers all the effects a basic element within the protection of the cards. As well as the expiration date or in some cases the request for the postal code of the receiver of invoices. 

This CVV Code, it is important to note, does not appear on the embossed cards such as the product identification numbers or the expiration date. In this way to avoid falsification through traced copying or similar techniques since the CVV printing does not leave a footprint. Therefore, only through physically obtaining the visualization of the number is it possible to access its use.